Donor-Advised Fund - Benefits of Giving Appreciated Securities
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Powell
Main Line Morning with Bill McNabb
Reyes
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Matsumoto
Retirement Planning in Albany, NY | 401k Plans Albany, NY | Target Date Funds 101
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John Bogle One-On-One Interview - The Mangru Report - Episode 4
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Episode 4 - The evolution of target date investments
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Edwards
The incredible surge of the SMSF:
Back in 1995, SMSFs made up less than 8% of superannuation industry assets. But a swag of appealing characteristics has sent their market share soaring - By Tony Negline
The growth in self-managed super funds has been spectacular over the past 19 years. In all important areas – assets under management, membership growth, number of funds and average account balance – SMSFs are thrashing the professionals.
In 1994, there were about 80,000 SMSFs in Australia, with about $11 billion in assets. ATO data shows that in September 2012, there were 478,000 SMSFs, with 913, 550 members and a total of $439 billion in assets. That’s almost one-third of the $1.4 trillion Australians have socked away for retirement.
The remarkable growth of SMSFs shows no sign of slowing. Australians are now pouring $26.5 billion into SMSFs every year – that’s just over $500 million into SMSFs every week.
What is driving the growth of the self-managed super fund sector now? With SMSFs typically set up by people approaching retirement, Australia’s large baby boomer generation is having an obvious impact. However, Tax Office figures also point to a noticeable increase in people under 45 joining small funds.
As the following list makes clear, there’s not one simple explanation for the growth of self-managed super funds.
But for both young and old Australians, the appeal of having their retirement fate in their own hands is undeniable.
Accountants who take advantage of the rising popularity of SMSFs can strengthen their offerings and better serve clients. - By Cameron Cooper.
The stunning growth of self-managed superannuation funds has been a godsend for many accountants. Trading off their status as advisers to clients seeking to manage these funds, accounting firms have been able to cement their position in this potentially lucrative space.
However, as the super pool deepens, accountants must sort their way through a series of challenges. First, stand-alone fund-establishment firms and administration service providers are upping the ante as the value of the sector surges. Second, an increasingly nuanced investment landscape is creating greater challenges for advisers and leading to more specialisation. Third, rising regulatory complexity in the SMSF space is testing some smaller accounting firms; in particular, as a new licensing regime looms on 1 July 2013.
With further growth seemingly certain in this space, more players are eager to usurp the position accountants have held as trusted client advisers. They are offering services covering the gamut, from full outsourcing of the administration function to fund establishment, end-of-year audits, pension commencements, education support, software provision and technology delivering real-time transaction and reporting capabilities.
In addition to professional administrators, banks are ramping up their services to target clients who require assistance with SMSF administration issues. Then there are SMSF specialists who provide a suite of service options: directly to fund trustees; through financial advisers and accountants; or as a back-office outsourcing service. Research last year in a Vanguard/Investment Trends report also suggests SMSFs are a rising opportunity for financial planners, with most planners expecting their SMSF revenues to increase.
Sullivan
Investing in the new era - Zurich Investments Global Thematic Share Fund (September 2012)
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AMERICAN FUNDS INVESTMENT COMPANY OF AMERICA
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What is "at cost" and why does it matter? - Vanguard
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Nakajima
The media want us to believe that gun control only impacts men in the south and rural areas across the nation. The real truth is that many women, my wife included, are just as upset with the gun control legislation being pushed by President Obama and the Democrats in the Senate. Help me show the media how wrong they are, please join Janet and become a Huck Pac 2nd Amendment defender today with a donation of $5 or more. We will help elect pro-2nd amendment defenders to the Congress.
DONATE HERE --► https://www.huckpac.com/?Fuseaction=Contribute.Home&DonorCode=2ndAmendmentDefender
Suzuki
Another Nobel Laureate Moment on Market Timing from Index Funds Advisors
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Wilshire Explores Role of REITs in Target Date Funds
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Human trafficking is one of the world's leading social scourges. But do you know the extent of it? On Saturday, March 30, at 606 Wilshire Boulevard at 4 pm PT, Santa Monica, as part of the Culture of Peace Distinguished Speaker Series, in partnership with U.S. Fund for UNICEF, SGI-USA presents the 30-minute documentary,"Not My Life," directed by Robert Bilheimer and narrated by actress Glenn Close. The film focuses on the evils of human trafficking - or, more simply, slavery in our time. Traffickers largely target children. The film will be followed by a panel discussion with Marie Suarez, a trafficking survivor; Sandie Morgan, Director, Vanguard University Global Center for Women and Justice, and Lesford Duncan, U.S. Fund for UNICEF Global Citizenship Fellow. The event is free and open to the public. Snacks will be available after the panel discussion.
Fukuda
Video blog: With investing, the less you pay the better
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AMER ICAN FUNDS FUNDAMENTAL INVESTORS
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10MILLION CHILDREN OF BASIC EDUCATION AGE NOT IN SCHOOL
April 6, 2013
Vanguard News
By PETER DURU, Makurdi
Despite efforts to achieve Education for All (EFA) and Millennium Development Goals in education before 2015 in Nigeria, Vanguard has reliably gathered that over ten million children of school age are currently not in school across the country.
Educationist and Director General of the Centre for Non-Formal Education and Training, CENFET, Dr. Rosemary Nwangwu disclosed this yesterday in an interview with Vanguard in Makurdi.
She said the figure implied that one out of every school aged child in the country was not enjoying the privilege of acquiring formal eduction.
According to Dr. Nwangwu, a recent study by the United Nations Children’s Fund, UNICEF, showed that an estimate of “primary age and junior secondary age population of children in Nigeria were 24.7 million and 10.9 million respectively.
”Out of these, about 7.3 million children representing 29.6% who were supposed to be in primary school were out of school while about 26% of the children who were supposed to be in junior secondary or about 2.8 million children were out of school at this level.
”On the aggregate, about 10.1 million children who are supposed to be in basic education were not in school. These figures suggest that whereas one out of three primary age children is out of school, while one out of four junior secondary age children are out of school,”she added.
The Director General of CENFET lamented that appalling situation was the case despite the universal free access to basic education declared by government and the huge amount of resources invested in that sector.
She said government must move fast to check the situation if the country was serious to attain the Millennium Development Goals (MDGs) in education in order to justify the huge expenditure in that sector.
”The time to act is now, because we all know that education is the bedrock of development in any given society and the earlier we take proactive action to address this anomaly the better for the future generation of this country,” she stressed.
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